newsletter
2nd Quarter 2021: Loan Book Watchlist
July 12, 2021
Rolling public health restrictions, the ebb and flow of COVID-19 infections have forced Ontario to a K-shaped recovery. Certain sectors continue facing difficulties whilst other areas are largely insulated such as retail, manufacturing, construction, the resale homes and related sectors.
newsletter
Quarterly Review: Loan Book Watchlist
May 7, 2021
Ontario’s 2020 macroeconomic results tell us that the worst has been avoided. Initial estimates suggested contraction in the GDP by 9.0% vs. 5.7% (realized). Better than expected results can partially be attributed to red-hot real estate market as was evidenced by growth in housing starts.
newsletter
Digital Migration: Retail Customers Calling the Shots
March 1, 2021
Digital migration is now a key cost reduction lever for banks and credit unions. In the Post-COVID phase of customer migration from branch to digital, every aspect of face-to-face and voice-to-voice interaction needs to be mapped and evaluated for digitization.
article
Liquidity Coverage Ratio: Top-down Stress Testing
July 19, 2021
The Basel Committee on Banking Supervision (BCBS) has developed two standardized liquidity measures intended to gauge and regulate liquidity risks. The first measure is called the Liquidity Coverage Ratio (LCR) and indicates the short-term liquidity risks.
article
Canadian Credit Unions: Regulatory Accreditation of ICAAP Solution
April 19, 2021
BankingBook Analytics (BBA)’s model-based ICAAP solution is now accredited by Canadian regulatory authorities. Our solution is developed in compliance with the local and international regulatory requirements.
article
Blowing the Whistle on Bad Profits
Feb. 1, 2021
In this bi-monthly LI article, I discuss various issues surrounding the different perspectives of managing expected return, i.e., from debt holders and shareholders viewpoints and propose how the two conflicting views can be converged and what tradeoffs are required.
Webinar Series 3
Model Risk Management
Date: May 27, 2021, at 5:00 pm EST
Event Ended. Stay informed on future events.
Webinar Series 3
Reimagining Branch: One Brick At a Time
Date: July 8, 2021, at 5:00 pm EST
Click below to register on Eventbrite.
Webinar Series 3
Finding the Best Deposit Customers When Rates are Low
Date: September 30, 2021, at 5:00 pm EST
Click below to register on Eventbrite.
news
In Production news: New version of ECAPLeader™
June 30, 2021
BBA - BankingBook Analytics is pleased to announce the completion of the revamped version of its ECAPLeader.The upgraded version is now ready for subscription by credit unions...
news
BankingBook partners with MITACS and University of Toronto to upgrade Model Risk Management Application
May 7, 2021
Toronto-based BankingBook Analytics (BBA), a developer of decision-support solutions for financial institutions globally, partners with MITACS and University of ...
news
BankingBook partners with Canadian Credit Union Association to deliver online training sessions for Canadian Credit Unions Executives and Board Members on Strategic Capital Management
Feb. 11, 2021
Toronto-based BankingBook Analytics (BBA), a developer of decision-support solutions for financial institutions globally and Canadian Credit Union Association, the national credit union trade association joined forces to roll-out a training program for the executives and board members of Canadian credit unions on strategic capital management.