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CASE STUDIES

Small Business Lending: A Benchmarking Report

Best practice benchmarking on Small Business lending from 5 regions and over 40 banks

SMALL BUSINESS, LENDING, CREDIT BUSINESS

CASE STUDIES

Treasury: Benchmarking Funds Transfer Pricing Best Practice

Best practice approach covering FTP practices

TRANSFER PRICING, LIQUIDITY ADJUSTMENT, CONTINGENT LIQUIDITY

CASE STUDIES

How an Ontario-based credit union gives supervisors an increased level of confidence in its capital position by using BBA's ECAPLeader

Best practice ICAAP models covering material risks

ECONOMIC CAPITAL, CAPITAL REQUIREMENT, MINIMUM CAPITAL, RISK PROFILE

CASE STUDIES

How to develop hurdle rate for loan pricing

A RAROC that is above the hurdle rate creates value for shareholders, whereas RAROC below the hurdle rate destroys value

RAROC, RISK-BASED PRICING, HURDLE RATE, ECONOMIC CAPITAL

CASE STUDIES

Using Economic Capital metric to measure Financial Institutions' performance

Economic capital remains the dominant risk metric for performance measurement and risk-based pricing that require greater granularity and consistency in the risk metric applied across the portfolio

ECONOMIC CAPITAL, PERFORMANCE MEASUREMENT, MINIMUM CAPITAL, RISK PROFILE

CASE STUDIES

Industrializing stress testing: Learn how a large Ontario-based credit union chooses ScenarioFrontier

This case study show cases a step-by-step guide to implementing enterprise-wide stress testing capabilities

STRESS TESTING, SCENARIO ANALYSIS, REVERSE STRESS TESTING

CASE STUDIES

Building out scenario generation capabilities and board reporting

Perspectives on the evolving role of enterprise-wide stress testing

ENTERPRISE RISK MANAGEMENT, STRESS TESTING, SCENARIO ANALYSIS, REVERSE STRESS TESTING

CASE STUDIES

Linking macroeconomic scenarios with IFRS 9 and CECL satellite models

Three economic scenarios are required to estimate ECL under IFRS 9 rules, representing a most likely outcome (that is, central scenario) and two less likely scenarios on either side of the central, that is, upside and a downside. This case study outlines best practice approach to develop satellite PD, LGD and EaD models

IFRS 9, CECL, IASB, FASB, PROBABILITY OF DEFAULT, LOSS GIVEN DEFAULT

CASE STUDIES

IFRS 9 and CECL Models' Validation

Best practice approach for IFRS 9 and CECL models' validation

IFRS 9, CECL, VALIDATION, GOVERNANCE, IASB, FASB, PROBABILITY OF DEFAULT, LOSS GIVEN DEFAULT, EXPECT

CASE STUDIES

Models refinement: Approval of new risk models and material changes to existing risk models

Best practice approach for the reporting of validation tests and action plan for the refinement of under-performing models

VALIDATION, GOVERNANCE, REPORTING

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